Site Disclosures

Who this page is for

This site is intended for real estate professionals. Mercedes Forslund is not a licensed mortgage loan originator and does not take applications, quote rates, or discuss loan terms. All loan discussions are handled by a licensed loan officer.

Licensing

Oliver White is a licensed mortgage loan originator, NMLS #1254113 (NMLS Consumer Access), with Fairway Home Mortgage, a dba of Fairway Independent Mortgage Corporation, NMLS #2289 (NMLS Consumer Access). Office: 7500 Flying Cloud Drive, Suite 900, Eden Prairie, MN 55344. Corporate: 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Licensed in Minnesota, Wisconsin & Iowa. Full state licensing information is available at Fairway's Licenses & Disclosures page.

Mercedes Forslund is a Business Development Manager and is not a licensed mortgage loan originator. She does not take applications, quote rates, or discuss loan terms, programs, or qualification. All such discussions are handled by a licensed loan officer.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Not every transaction can be saved; a review of a scenario is not a loan approval or a commitment to lend. Any review of a scenario described on this site is a preliminary conversation and is not a pre-qualification, pre-approval, or loan approval. Closing dates referenced in conversation are estimates and are never guaranteed.

No compensation to real estate professionals

Nothing of value is offered or provided to any real estate agent, broker, or other settlement service provider in exchange for referrals. This page is informational and is provided in compliance with the Real Estate Settlement Procedures Act (RESPA).

Privacy — this site collects nothing

savedeal911.com contains no forms, no analytics, no cookies, no tracking pixels, and no third-party scripts. Every link on this site opens your own phone or email app. Documents and personal information are never transmitted through this site. After first contact, Fairway provides a secure upload link for any borrower documentation. Borrowers' information is handled under Fairway's privacy policy.

Illustrative content

The text-message conversation shown on the home page is illustrative only. It does not depict a real transaction, and outcomes in any actual scenario depend on the complete file, the property, and program guidelines in effect at the time.